Posts tagged with 'medical'

Types of Spinal Cord Injuries and Potential Compensation

Your spinal cord is one the most important pieces of your body. The long, thin collection of nerves allows your body to communicate with your brain, and your brain to control and regulate your bodily functions. Any type of damage to this vital piece of anatomy can lead to serious repercussions, including paralysis, pain, and permanent disability.

Not all spinal cord injuries are the same. Most injuries happen after a person experiences a sudden, violent injury, either directly to the spine or to other parts of the body. Some of these injuries can be relatively minor, while others can be life altering and leave a person with disabling injuries. In any situation where someone suffers a spinal cord injury as a result of someone else’s negligence or intentional harm, the injured person could be entitled to recover compensation.

So, let’s take a look at spinal cord injuries and the potential compensation involved.

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Will I Have To Pay Back My Medical Insurance

Most automobile accident insurance policies provide med pay. Medpay covers the cost of your medical bills incident to a car accident whether or not you are at fault. The typical medpay provision will cover up to $5,000 of medical bills including ambulance, emergency room, medications, physician billings, chiropractic treatment and medical supplies as long as they are related to your vehicle collision.
Most medpay contracts indicate that if you recover monies from the other drivers insurance company for pain and suffering, you must reimburse your own insurance company.

As an example, assume that your company, ABC Insurance company pays out $5,000.00 to your medical providers incident to the subject accident. Then, you recover $100,000.00 against the other drivers insurance carrier, DEF, Insurance company. You must reimburse your own company ABC Insurance $5,000.00 out of the $100,000.00 you received from DEF Insurance Company.

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