Archive for June, 2014

The Dangers of Texting and Driving

Posted on June 30, 2014

The Dangers of Texting and Driving

Most people are good, responsible drivers who never take unnecessary risks. However, even the best drivers can make mistakes and texting while driving is definitely one of those. Even though you may understand that texting and driving is dangerous, the statistics may shock you.

Sending or reading a text while driving makes you 23 times more likely to be involved in a crash than normal driving. Simply dialing, talking on, or listening to a phone while driving makes you as much as three times as likely to be involved in the crash.

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Determining Fault in Car Crashes

Posted on June 20, 2014

Determining Fault in Car Crashes

Who’s At Fault in a Car Crash?

Even if you haven’t been in a car crash, you may wonder how the police and insurance companies determine who is at fault. Determining fault is important for number of reasons, but it isn’t always easy to do. Let’s take a look at how it’s done.

Who determines fault?

In many, if not most, car crash situations, it falls to the insurance companies who insure the individual drivers involved in the crash to determine who was at fault. When insurance companies investigate a crash, they look at the statements the drivers make, any police reports, or any other evidence gathered about the crash. They do this to try to determine negligence.

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What You Need to Know About Medical Malpractice

Each of us should feel lucky that we live in a time and place in which high-quality medical care is readily available. But what happens when you seek medical treatment and something goes wrong? What if you leave the hospital worse off than you were when you came in?

Though it is a relatively uncommon occurrence, medical professionals can hurt you if they fail to perform their duties properly. In such a situation you might be able to recover compensation for your injuries. These types of cases, known as medical malpractice or medical negligence cases, involve some key issues you need to know about.

Treatment, Mistakes, Negligence, and Standards of Care

Anytime you visit a doctor or health care provider there are a range of possible outcomes. You might, for example, go to the doctor, be properly diagnosed, receive adequate treatment and come away from the experience as your normal, healthy self. Yet you might also receive treatment and be unhappy with the result, or actually suffer an injury because the doctor did something wrong. So when can you sue for medical malpractice?

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What is Workers’ Comp?

Posted on June 6, 2014

What is Workers’ Comp?

Workers’ comp, short for workers’ compensation, is a system of workplace insurance coverage that protects workers who suffer injuries or illnesses because of their jobs. Every state, as well as the federal government, has its own workers’ compensation system, though all of them operate in essentially the same way. If you sustain an injury while on the job, or are injured or become ill because of your work, you can file a workers’ compensation claim.

No-Fault Protection

Workers’ compensation programs operate under a “no-fault” principle. This means that workers can receive compensation for their on-the-job injuries regardless of who or what caused those injuries. It isn’t necessary, for example, for someone who suffers an on-the-job injury to prove or show that someone else caused the injury, or that it resulted from the employer’s negligence.

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